Third Normal Form

We’ve created functional dependencies between nonkey columns, violating the third normal form. Basically, the value of Discriminator column determines the corresponding values of the columns that belong to the subclasses (e.g. BankName) but Discriminator is not part of the primary key for the table.

http://weblogs.asp.net/manavi/archive/2010/12/24/inheritance-mapping-strategies-with-entity-framework-code-first-ctp5-part-1-table-per-hierarchy-tph.aspx

POCO - Defined

EF Code First enables you to use “POCO” – Plain Old CLR Objects – to represent entities within a database. This means that you do not need to derive model classes from a base class, nor implement any interfaces or data persistence attributes on them. This enables the model classes to be kept clean, easily testable, and “persistence ignorant”.

http://weblogs.asp.net/scottgu/archive/2010/12/08/announcing-entity-framework-code-first-ctp5-release.aspx